Legal
Biradar Financial Services — Disclosures, policies and your rights.
Last updated: July 2026
Biradar Financial Services acts solely as a facilitator and referral partner between customers and regulated financial institutions such as banks, Non-Banking Financial Companies (NBFCs), insurance companies, and mutual fund houses. We do not directly lend money, underwrite insurance, or manage investment portfolios.
The information and tools provided on this website (including the EMI calculator) are for general guidance only and run entirely in your browser — figures are illustrative estimates, not an offer. Actual loan amounts, interest rates, tenures, and approvals are determined solely by the respective lender and are subject to change without notice. We do not guarantee approval of any loan, insurance, or investment product.
Investments in mutual funds, equities, and other market-linked products are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing. We are not registered as an investment adviser with SEBI and any guidance provided is general in nature and not personalised investment advice.
Insurance products are sold/distributed by licensed agents registered with the Insurance Regulatory and Development Authority of India (IRDAI). Please read the policy wordings, terms, and exclusions carefully before purchasing any insurance product.
This website may contain links to external websites and platforms (including WhatsApp) operated by third parties. We do not control those platforms and are not responsible for their content, privacy practices, or availability.
While we endeavour to keep the information on this website accurate and up to date, we make no warranties as to its completeness or accuracy. Interest rates, product features, and regulatory requirements are subject to change. Always verify current terms directly with the relevant financial institution before making any financial decision.
Last updated: July 2026
Your privacy matters to us. This policy explains how biradarfinserv.com handles information, given that this is a static informational website with no sign-up forms, accounts, or database of its own.
This website does not have a contact form, account system, or any server-side database. We do not collect, store, or process your name, phone number, or any other personal data through the site itself. The EMI calculator runs entirely in your browser (JavaScript) — the numbers you enter are never transmitted anywhere.
When you choose to reach out via the WhatsApp Chat button, Call Now button, or email link on this site, you leave biradarfinserv.com and communicate with us through that platform directly (WhatsApp, your phone's dialer, or your email client). Those conversations are governed by the respective platform's own privacy policy — for example, WhatsApp's — not by this website.
Any details you share with us during a WhatsApp chat, phone call, or email (such as your name, phone number, income details, or loan requirements) are used solely to assist with your enquiry and, where relevant, may be shared with our regulated partner banks and NBFCs to process your request. We do not sell, rent, or trade this information to any third party for marketing purposes.
Like any website, standard technical logs (such as IP address and browser type) may be collected automatically by our web hosting provider as part of normal server operation. We do not use this data for tracking or advertising, and we do not use cookies for that purpose either.
For any privacy-related queries, write to: info@biradarfinserv.com or call +91 90284 13542.
Last updated: July 2026
By accessing or using the Biradar Financial Services website (biradarfinserv.com), you agree to be bound by these Terms and Conditions. Please read them carefully before using our services.
By using any feature of this website or contacting us via WhatsApp, phone, or email, you confirm that you are at least 18 years of age, a resident of India, and legally capable of entering into a financial services engagement.
Biradar Financial Services provides information and referral services to connect prospective customers with partner financial institutions. Our website, tools, and advisors provide general guidance only. We do not provide legal, tax, or investment advice.
When you message or call us, you expressly consent to being contacted by Biradar Financial Services or its authorised representatives via phone, WhatsApp, or email in connection with your enquiry. You may opt out at any time by informing us at info@biradarfinserv.com.
You agree to provide accurate, current, and complete information when using our services. Providing false or misleading information may result in loan rejection and could constitute fraud under applicable Indian law.
This website and its content (including the EMI calculator) are provided "as is" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the maximum extent permitted by law, Biradar Financial Services and its employees shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein.
All content on this website, including logos, text, images, and tools, is the property of Biradar Financial Services and is protected under applicable intellectual property laws. Unauthorised reproduction is prohibited.
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Pune, Maharashtra.
We reserve the right to modify these Terms at any time. Continued use of the website after any such changes constitutes acceptance of the revised Terms.
Last updated: July 2026
We do not levy any direct fees for connecting you with lenders or guiding you through the application process. Our compensation, where applicable, is received from the partner financial institution in the form of a referral commission — this does not affect the interest rate or terms you receive.
Certain fees are charged directly by the partner bank or NBFC and are not within our control. These may include:
These fees are governed by the respective institution's schedule of charges and are non-refundable by Biradar Financial Services. In the event that a loan application is rejected after payment of a processing fee, please contact the respective bank or NBFC directly for their refund policy.
If you believe you have been incorrectly charged any amount by or on behalf of Biradar Financial Services, please contact us within 7 working days:
We will investigate and respond within 5 working days.
Last updated: July 2026
We are committed to resolving any concerns you may have promptly and fairly. If you are dissatisfied with any aspect of our service, please follow the process below.
For general queries or concerns, reach out through any of these channels:
We aim to resolve standard queries within 24–48 hours on business days.
If your concern is not resolved to your satisfaction within 5 business days, you may escalate to our Grievance Officer:
Grievance Officer
Biradar Financial Services
G501, Pristine Greens, Dehu - Moshi Road,
Moshi, PCMC, Maharashtra – 412105
✉️ Email: grievance@biradarfinserv.com
📞 Phone: +91 90284 13542
Response time: Within 5 business days of receipt of written complaint.
If your grievance relates to a specific loan, insurance, or investment product and remains unresolved after our response, you may escalate to the relevant regulator: